Name: Million Dollar Mac and Cheese
Prep time: 20 min
Cook time: 35 min
Total time: 55 min
Yield: 8 servings
Cuisine: American
Ingredients: 16 oz elbow macaroni; 2 cups shredded sharp cheddar cheese; 2 cups shredded mozzarella cheese; 8 oz cream cheese, softened; 1 cup sour cream; ½ cup grated Parmesan cheese; ½ cup unsalted butter, melted; 1 cup whole milk; ½ teaspoon garlic powder; ½ teaspoon salt; ¼ teaspoon black pepper; 1 cup panko breadcrumbs

Hey y'all! If you're searching for a creamy, cheesy, over-the-top comfort food that truly lives up to its name, Million Dollar Mac and Cheese is your answer. Packed with layers of rich cheese, creamy sauce, and a buttery, golden topping, this baked mac and cheese is perfect for cozy family dinners, potlucks, holidays, or any time you're craving classic comfort. Ready to experience the magic? Let's get cooking!

Why You'll Love This Million Dollar Mac and Cheese

Ultra-creamy and cheesy with a crispy, golden topping.
Perfect for feeding a crowd at potlucks or family gatherings.
Easy to make ahead and reheat without losing flavor or texture.
Customizable with your favorite cheeses or add-ins.
Guaranteed to impress even the pickiest eaters!

Million Dollar Mac and Cheese Ingredients

16 oz elbow macaroni
4 tablespoon unsalted butter
4 tablespoon all-purpose flour
3 cups whole milk
1 cup heavy cream
8 oz cream cheese, softened and cubed
2 cups sharp cheddar cheese, shredded
1 cup mozzarella cheese, shredded
1 cup Gruyère cheese, shredded
1 cup cottage cheese
½ cup sour cream
½ teaspoon garlic powder
½ teaspoon onion powder
½ teaspoon salt (or to taste)
¼ teaspoon black pepper
1 ½ cups panko breadcrumbs
2 tablespoon melted butter (for topping)
2 tablespoon chopped fresh parsley (optional for garnish)

How to Make Million Dollar Mac and Cheese

1. Prep and Boil the Pasta

Preheat your oven to 350°F (175°C). Grease a 9x13-inch baking dish. Bring a large pot of salted water to a boil and cook the elbow macaroni for 1-2 minutes less than the package directions (about 6 minutes), so it's al dente. Drain and set aside.

2. Make the Creamy Cheese Sauce

In a large saucepan over medium heat, melt 4 tablespoon butter. Whisk in the flour and cook for 1-2 minutes until lightly golden. Gradually whisk in milk and heavy cream. Simmer for 3-4 minutes, whisking often, until thickened and smooth. Add cream cheese and stir until completely melted. Remove from heat and stir in sharp cheddar, mozzarella, Gruyère, garlic powder, onion powder, salt, and pepper. Stir until the cheese is melty and the sauce is luscious.

3. Assemble the Layers

In a mixing bowl, combine cottage cheese and sour cream. Layer half of the cooked macaroni in the prepared baking dish, followed by the cottage cheese and sour cream mixture. Top with half of the cheese sauce. Repeat with the remaining macaroni and cheese sauce, spreading evenly.

4. Make the Golden Topping

In a small bowl, combine panko breadcrumbs and melted butter. Sprinkle evenly over the top of the mac and cheese.

5. Bake to Perfection

Bake uncovered for 25-30 minutes, or until the top is crispy and golden brown and the sauce is bubbling around the edges. Let it cool for 5-10 minutes before serving. Garnish with chopped parsley if desired.

Notes for the Best Million Dollar Mac and Cheese

For an ultra-smooth sauce, shred cheese from the block rather than using pre-shredded, which can be coated with anti-caking agents (learn more).
You can substitute ricotta cheese for cottage cheese if preferred.
Letting the dish rest after baking ensures the layers set and are easier to serve.

Million Dollar Mac and Cheese Variations

Meaty: Stir in 1 cup of cooked bacon, ham, or rotisserie chicken for a protein boost.
Spicy: Add ½ teaspoon crushed red pepper flakes or a diced jalapeño for some heat.
Veggie: Mix in sautéed spinach, roasted broccoli, or peas for extra color and nutrition.

Required Equipment for Million Dollar Mac and Cheese

Large pot for boiling pasta
Large saucepan
Whisk
Mixing bowls
9x13-inch baking dish
Measuring cups and spoons
Wooden spoon or spatula

Storage and Shelf Life

Store leftover Million Dollar Mac and Cheese in an airtight container in the refrigerator for up to 4 days. To reheat, cover with foil and warm in a 350°F (175°C) oven for 15-20 minutes, or microwave individual portions until heated through. Freeze unbaked mac and cheese for up to 2 months; thaw overnight in the fridge before baking as directed.

Serving Suggestions & Perfect Pairings

Serve alongside roasted chicken, barbecue ribs, or a crisp green salad.
Pair with garlic bread or classic Southern cornbread.
Add steamed green beans or roasted Brussels sprouts for a complete meal.

Pro Tips for Million Dollar Mac and Cheese Success

Undercook your pasta slightly—this prevents mushy noodles after baking (see pasta tips).
Use high-quality cheese for deeper flavor and creaminess.
Let the casserole cool before serving so it stays creamy, not runny (more mac & cheese tips).

Million Dollar Mac and Cheese FAQs

Can I make Million Dollar Mac and Cheese ahead of time?: Absolutely! Assemble the dish, cover, and refrigerate for up to 24 hours before baking—add 5-10 minutes to the baking time if cold.
Can I use different types of cheese?: Yes! Feel free to substitute your favorite cheeses like Monterey Jack, Fontina, or pepper jack for a unique twist.
Is this recipe freezer-friendly?: Yes, freeze the assembled (unbaked) mac and cheese for up to 2 months. Thaw overnight and bake as directed.

Prep Time: 15 minutes | Cook Time: 35 minutes | Total Time: 50 minutes

Million Dollar Mac and Cheese