Hey y'all! If you're craving a comforting treat that's bursting with ripe banana flavor and studded with melty chocolate chips, this Chocolate Chip Banana Bread Recipe (Moist!) is your new go-to. It's super easy to whip up, turns out deliciously moist every time, and makes the perfect snack or breakfast for family gatherings, potlucks, or cozy evenings at home. Let's get cooking!
Why You'll Love This Chocolate Chip Banana Bread Recipe (Moist!)
- Ultra moist and tender crumb thanks to ripe bananas and just the right amount of oil.
- Loaded with gooey chocolate chips for an irresistible flavor boost.
- Quick and easy—just one bowl and no fancy equipment needed.
- Perfect for using up overripe bananas and making ahead for busy mornings.
- Makes your kitchen smell absolutely heavenly while baking!
Ingredients for Chocolate Chip Banana Bread Recipe (Moist!)
- 1 ½ cups (190g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- 3 large very ripe bananas, mashed (about 1 ¼ cups)
- ½ cup (120ml) vegetable oil or melted unsalted butter
- ¾ cup (150g) granulated sugar
- 2 large eggs, room temperature
- 1 teaspoon pure vanilla extract
- ¾ cup (130g) semi-sweet chocolate chips (plus a few extra for topping)
How to Make Chocolate Chip Banana Bread Recipe (Moist!)
Step 1: Prep the Oven & Pan
Preheat your oven to 350°F (175°C). Grease a 9x5-inch loaf pan or line it with parchment paper for easy removal.
Step 2: Mix Wet Ingredients
In a large mixing bowl, mash the ripe bananas until smooth. Whisk in the sugar, oil (or melted butter), eggs, and vanilla extract until well combined and creamy.
Step 3: Add Dry Ingredients
Sprinkle the flour, baking soda, and salt over the wet ingredients. Gently fold the mixture together with a spatula or wooden spoon until just combined—don't overmix.
Step 4: Stir in Chocolate Chips
Fold in the chocolate chips, reserving a tablespoon or two to sprinkle on top before baking.
Step 5: Bake
Pour the batter into your prepared loaf pan and smooth the top. Sprinkle the reserved chocolate chips over the surface. Bake for 50–60 minutes, or until a toothpick inserted in the center comes out with just a few moist crumbs.

Step 6: Cool & Enjoy
Let the bread cool in the pan for 10–15 minutes, then transfer to a wire rack to cool completely before slicing. Enjoy warm or at room temperature!
Notes for the Best Chocolate Chip Banana Bread Recipe (Moist!)
- Always use super ripe bananas with plenty of brown spots for maximum flavor and moisture.
- Mix the batter gently—overmixing can make the bread dense. Learn more about why overmixing matters.
- You can substitute up to half the flour with whole wheat flour for extra nutrition.
Chocolate Chip Banana Bread Recipe (Moist!) Variations
- Nutty Banana Bread: Fold in ½ cup chopped walnuts or pecans with the chocolate chips.
- Dairy-Free: Use oil instead of butter and be sure your chocolate chips are dairy-free.
- Mini Loaves or Muffins: Divide the batter among muffin tins or mini loaf pans and reduce baking time to 18–22 minutes for muffins.
Required Equipment for Chocolate Chip Banana Bread Recipe (Moist!)
- 9x5-inch loaf pan
- Large mixing bowl
- Whisk and spatula
- Measuring cups and spoons
- Wire rack
Storage Instructions: Fresh & Moist Banana Bread
Store cooled banana bread in an airtight container at room temperature for up to 3 days, or in the refrigerator for up to 1 week. To freeze, wrap tightly in plastic wrap and foil, then freeze for up to 3 months. Check out more banana bread storage tips here.
Serving and Pairings for Chocolate Chip Banana Bread Recipe (Moist!)
- Enjoy slices warmed with a pat of butter or a drizzle of peanut butter.
- Pair with a hot cup of coffee or cold glass of milk for the ultimate treat.
- Top with fresh berries and whipped cream for a brunch-worthy presentation.
Pro Tips for the Best Chocolate Chip Banana Bread Recipe (Moist!)
- For perfect texture, measure your flour by spooning it into the measuring cup and leveling off—avoid packing it in. Here's how to measure flour correctly.
- Let the bread cool completely before slicing to prevent it from crumbling.
- If the top is browning too quickly, loosely tent with foil during the last 15 minutes of baking.
Chocolate Chip Banana Bread Recipe (Moist!) FAQ
- Can I use frozen bananas?
- Yes! Thaw them completely and drain any excess liquid before mashing and using in the recipe.
- Why did my banana bread sink in the middle?
- This can happen if the bread is underbaked or if there was too much liquid—make sure to check for doneness with a toothpick.
- Can I make this recipe gluten-free?
- Absolutely—swap the all-purpose flour for your favorite 1:1 gluten-free flour blend for great results.
Prep time: 10 minutes
Total time: 1 hour 10 minutes
Ingredients
- 3 ripe bananas, mashed
- 2 cups all-purpose flour
- ½ cup unsalted butter, melted
- ¾ cup granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 cup semi-sweet chocolate chips
Instructions
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1Preheat the oven to 350°F (175°C). Grease a 9x5-inch loaf pan or line it with parchment paper.
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2In a large bowl, mash the ripe bananas. Add melted butter and mix until combined.
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3Stir in the sugar, eggs, and vanilla extract until smooth.
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4In a separate bowl, whisk together the flour, baking soda, and salt. Gradually add the dry ingredients to the wet mixture, stirring until just combined.
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5Fold in the chocolate chips. Pour the batter into the prepared loaf pan and smooth the top.
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6Bake for 50-55 minutes, or until a toothpick inserted into the center comes out clean. Cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Approximate Information for One Serving
Nutrition Disclaimers
Number of total servings shown is approximate. Actual number of servings will depend on your preferred portion sizes.
Nutritional values shown are general guidelines and reflect information for 1 serving using the ingredients listed, not including any optional ingredients. Actual macros may vary slightly depending on specific brands and types of ingredients used.
To determine the weight of one serving, prepare the recipe as instructed. Weigh the finished recipe, then divide the weight of the finished recipe (not including the weight of the container the food is in) by the desired number of servings. Result will be the weight of one serving.
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